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Appraisal & Umpire Services

Fair, Experienced Support for Insurance Claim Disputes

If you're a homeowner or property owner facing a dispute with your insurance company over the value of your claim, you have options—and you don’t have to jump straight to hiring an attorney or public adjuster.

At Rykton Restoration Consultants, we provide appraisal and umpire services designed to resolve claim disputes fairly, efficiently, and without unnecessary legal expenses. With experience representing both contractors and insureds, we understand the process from every angle—and we’re here to protect your interests

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We are certified Property Loss Appraisers and Umpires through the Property Loss Appraisal Network (PLAN), bringing verified professionalism and impartiality to every claim we handle.

When to Consider an Appraisal

  • Your insurance company’s estimate is significantly lower than expected

  • There’s a disagreement over the scope or cost of repairs

  • The claim has stalled or reached an impasse

  • You want to resolve the dispute without litigation or high public adjusting fees

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THE APPRAISAL CLAUSE

As stipulated in your insurance policy, the appraisal clause helps resolve disagreements between homeowners and insurers. We are experts in this process.

This clause allows either party to initiate the appraisal process. It exists to help avoid legal conflict and speed up fair resolution.

To Learn More About PLAN

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Our Services Include

  • Representation as your selected appraiser

  • Objective scope and damage review

  • Coordination and communication with opposing appraisers

  • Umpire services for unbiased dispute resolution

  • Transparent updates throughout every step of the process

Why Choose Rykton Restoration Consultants?

  • Experience on Both Sides of the Table
    We’ve worked with both contractors and insurance carriers. That dual perspective helps us understand how claims are assessed—and how to bridge the gap between opposing sides.

  • Impartial & Professional
    Whether acting as your appraiser or serving as a neutral umpire, we approach each matter with transparency, objectivity, and a firm commitment to fairness.

  • PLAN Certified
    As certified appraisers and umpires of the Property Loss Appraisal Network (PLAN), we follow strict professional standards to ensure your claim is handled competently and credibly.

  • Cost-Effective Alternative
    Avoid drawn-out legal processes or high public adjuster fees. Our approach is fast, focused, and affordable.

  • Detailed, Defensible Documentation
    We deliver thorough and well-supported scope reports and estimates that give your position credibility—and move the process forward.

Resolve Your Claim. Protect Your Interests.

You don’t have to accept an unfair settlement—or overpay for help. Let Rykton Restoration Consultants provide the skilled support you need to settle your insurance dispute professionally, efficiently, and fairly.

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HOW DOES IT WORK?

1

Appointment of Appraisers

Each party (insurer + policyholder) selects a professional appraiser.

2

Independent Evaluations

The appraisers independently assess the damage and propose a claim value.

3

Umpire Is Appointed (if needed)

If the appraisers cannot agree, a neutral umpire is selected to make the final call.

4

Final Settlement

The final decision is binding. The insurer pays based on the appraisal result.

Complimentary Claims Review: Understanding Your Appraisal & Umpire Options

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As part of our Free Claims Review, we’ll also provide insight into whether Appraisal & Umpire Services could be beneficial for your situation:

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  • Analysis of the Claim Process and Appraisal Options:
    We’ll take a close look at your claim process and identify if there are any discrepancies in valuation or settlement offers from your insurance provider. If a disagreement exists, we’ll discuss the option of Appraisal Services to help resolve those issues.

  • What Are Appraisal & Umpire Services?:

    • Appraisal: If there’s a dispute over the amount of your claim, our expert appraisers can provide an unbiased evaluation to ensure the claim is settled fairly.

    • Umpire Services: If appraisers cannot agree on the claim value, an Umpire can step in to make a final, binding decision, saving you time and avoiding lengthy legal proceedings.

  • Who Benefits?

    • Homeowners: Get a fair resolution for claims that are underpaid or disputed.

    • Contractors: Ensure you’re being reimbursed appropriately for your work.

    • Lawyers: Help resolve claims disputes efficiently, without going to court.

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This part of the review ensures you understand all of your options and how our appraisal and umpire services can be means to alternative dispute resolution. 

Contact Rykton Resotration

Call Us: 224-216-4375

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