Appraisal & Umpire Services
Fair, Experienced Support for Insurance Claim Disputes
If you are a homeowner, property owner, contractor, or attorney facing a dispute with an insurance company over the value of a claim, you have options. You do not need to immediately hire an attorney or pay high public adjusting fees to pursue a fair outcome.
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Rykton Restoration Consultants provides professional appraisal and umpire services designed to resolve insurance claim disputes efficiently, professionally, and without unnecessary legal expense. With experience across construction, restoration, and insurance-driven projects, we understand how claims are evaluated and how to support fair resolution.
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We are certified Property Loss Appraisers and Umpires through the Property Loss Appraisal Network (PLAN), bringing verified professionalism and impartiality to every matter we handle.
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We are based in Illinois and serve clients across the Midwest, with travel available as needed for appraisal and consulting assignments.
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When to Consider an Appraisal
Appraisal may be appropriate when:
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The insurance company’s estimate is significantly lower than expected
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There is disagreement over the scope or cost of repairs
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The claim process has stalled or reached an impasse
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Negotiations are no longer progressing productively
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You want to resolve the dispute without litigation
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​The appraisal process is often faster, more cost-effective, and less adversarial than legal action.
Understanding The Appraisal Clause
Most property insurance policies contain an appraisal clause, which provides a formal method for resolving disputes about the amount of loss.
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Either party may invoke appraisal when disagreement exists regarding valuation. The process involves each side selecting an appraiser, with a neutral umpire available to resolve differences if needed.
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This mechanism is designed to:
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Avoid unnecessary legal conflict
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Provide objective evaluation
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Accelerate claim resolution
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Support fair settlement outcomes
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We have extensive experience navigating the appraisal process and helping clients understand their rights and options.
To Learn More About PLAN
Our Appraisal & Umpire Services
We provide:
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Representation as your selected appraiser
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Independent scope and damage evaluation
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Estimate review and development
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Coordination with opposing appraisers
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Umpire services for impartial dispute resolution
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Clear communication throughout the process​
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Our goal is to move claims forward while maintaining professionalism and credibility.
Why Choose Rykton Restoration Consultants?
Experience on Both Sides of the Process
We have worked with contractors, property owners, and insurance-driven projects, giving us a practical understanding of how claims are evaluated and where disagreements occur.
Impartial and Professional Approach
Whether acting as your appraiser or serving as a neutral umpire, we approach each matter with objectivity, transparency, and a commitment to fairness.
PLAN Certified
As certified members of the Property Loss Appraisal Network (PLAN), we follow established professional standards that support credibility and competence throughout the appraisal process.
Cost-Effective Alternative to Litigation
Appraisal can often resolve disputes faster and at significantly lower cost than legal proceedings or extended negotiation.
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Defensible Documentation
We provide thorough, well-supported scope evaluations and estimates that strengthen your position and support resolution.
What Is the Difference Between an Appraiser and an Umpire?
Appraiser
An appraiser represents a party in evaluating the amount of loss and developing a defensible valuation.
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Umpire
If the two appraisers cannot reach agreement, a neutral umpire reviews the dispute and makes a binding decision to resolve the claim.
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Both roles are essential components of the appraisal process.
HOW DOES IT WORK?
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Case Evaluation
We assess your claim status, documentation, and areas of disagreement to determine whether appraisal is the right path forward.
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Independent Valuation Process
We perform a detailed damage and scope review, develop supporting documentation, and collaborate with the opposing appraiser to reach agreement.
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Final Resolution
If needed, an umpire participates to resolve remaining differences, helping move the claim toward fair settlement.
Illinois Appraisal Services
Based in Illinois, Rykton Restoration Consultants provides professional appraisal and umpire services for insurance claim disputes across the state and throughout the Midwest. We understand regional construction costs, restoration practices, and insurance policy requirements commonly encountered in Illinois property losses. Travel is available when needed depending on the scope and location of the assignment.
Resolve Your Claim. Protect Your Interests.
You do not have to accept an unfair settlement or pursue costly litigation to resolve a claim dispute. Rykton Restoration Consultants provides experienced, professional appraisal and umpire support to help move claims toward fair resolution.
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Contact us today to discuss your situation and determine whether appraisal services may be beneficial.
Free Claim Review and Appraisal Guidance
As part of our initial consultation, we can help determine whether appraisal may be appropriate for your situation.
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This review may include:
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Evaluation of claim progress and documentation
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Identification of valuation discrepancies
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Discussion of appraisal options and process
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Guidance on next steps
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This helps you make informed decisions before committing to formal dispute resolution.
Contact Rykton Resotration
Call Us: 224-216-4375
Fill out the form below, and I will be in touch to discuss your needs.
